Our insurance

Our policy features*

We understand the risks bike riders face every day and we ensure that you can always ride with peace of mind knowing that your bike is protected.

Accidental damage

Even the most experienced rider can fall victim to the fury of a magpie. We ensure that you are covered for crash damage, so you can get back in the saddle quickly.

Theft away from home

Someone else might like your bike just as much as you do. We can help cover you for theft when following our security and lock requirements.

Bicycle rack

Ever had that sinking feeling when you drive into the garage forgetting the bike on your roof? We’ve got you covered.

Worldwide travel (optional)

Travelling abroad with your bike? Our worldwide cover extension will cover your bike up to 90 consecutive days when overseas.

Extra wheelsets (optional)

Don’t reach deep into your pockets for your deep sections. Add your additional wheelsets to your policy and be covered for them.

Theft from home

Sleep peacefully knowing that your bike is covered for theft from your home. Just make sure you comply with our security conditions.


Taking your bike with you on a local trip? We will cover your checked-in bike for loss or damage in transit, so you can travel with peace of mind.

Racing (optional)

Focus all your energy on the finish line, knowing we’ll cover your bike should you have a crash while competing in a race.

Accessories (optional)

Get optional coverage for your bicycle accessories such as your GoPro or Garmin while in use.

Personal gear

We all know the sorrow of tearing through your favourite pair of bibs. That’s why we have included up to $500 cover for your kit, shoes and helmet.

*Subject to policy terms and conditions, including limits and exclusions of the insurance policy.

How we compare*

Bike Insure may offer more protection for your bicycle than general home and contents insurance.

  • Accidental damage away from home
  • Multi bike discount
  • Worldwide travel – 90 days (optional)
  • Racing cover (optional)
  • Damage in transit
  • Listed accessories
  • 2 year New for Old replacement on new bikes
  • Vandalism away from home
  • Theft when away from home

Bike Insure

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