Can I add or make changes to the policy?

Definitely. All you need to do is to contact us and we will make the additions to the policy. Please note that certain changes/additions may affect your premium. You can ring us on 02 9160 0219 or email

Refunds are payable for cancellations, where the premium has been paid annually in advance. The refund amount is calculated on a pro-rata basis less any government charges, levies or taxes we are unable to recover, and any administration fees payable.